Covering California’s Fire Service Community

Our Services

FRMS was created to consolidate and provide streamlined services by offering a multi-line risk-pool initially providing employee benefits and workers’ compensation to eligible fire service agencies across California. Key principles in consolidating under a single JPA include:


FRMS members must be a public agency providing fire suppression or emergency response services pursuant to the California Emergency Services Act.

Employee Health Benefits

To participate in the FRMS’ Employee Benefits Program, prospective fire, community services districts, or other public agencies must provide emergency services as defined in the FRMS JPA.

Workers’ Compensation

To participate in FRMS’ Workers’ Compensation Program, prospective fire or community services districts must be a public agency permitted to self-insure for workers’ compensation coverage in the State of California.