Covering California’s Fire Service Community

The FRMS offers a large variety of employee benefits and insurance solutions that meet the unique needs of our membership. As a member district you will have access to competitive programs for medical, dental, vision and life insurance.

Blue Shield of California and Kaiser Permanente

All members: Participation in the medical program automatically covers enrolled employees with group critical illness insurance offered through The Hartford, at no additional cost.

Fire districts only: Participation in the medical program makes your district eligible to receive an ANNUAL wellness stipend, to be used towards the district’s wellness activities and equipment, etc.

Fire districts only: Participation in the medical program gives your employees access to 24/7/365 mobile access to mental health resources through Cordico, at no additional cost.

Kaiser 2023-2024 COVID-19 Services Amendment

https://www.frmsrisk.org/wp-content/uploads/2023/10/Kaiser-2023-2024-COVID-19-Services-Amendment-Effective-11-12-2023.pdf

VSP Vision Care

Halcyon and Cordico

All members: Participation in any one other line of coverage automatically covers enrolled employees with EAP offered through Halcyon, at no additional cost.